Call reports 2025
FREEDOM BANK — 2025
What FREEDOM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 268,325,000 | 274,124,000 | 299,423,000 | 301,601,000 |
| Total loans | 160,293,000 | 167,217,000 | 173,171,000 | 174,886,000 |
| Allowance for loan losses | 1,850,000 | 1,903,000 | 1,969,000 | 2,027,000 |
| Securities available for sale | 36,810,000 | 41,418,000 | 43,775,000 | 53,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,803,000 | 219,147,000 | 243,530,000 | 246,990,000 |
| Interest-bearing deposits | 159,666,000 | 166,258,000 | 189,841,000 | 191,432,000 |
| Noninterest-bearing deposits | 55,137,000 | 52,889,000 | 53,689,000 | 55,558,000 |
| Equity capital | 36,475,000 | 38,018,000 | 38,759,000 | 37,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,149,000 | 8,542,000 | 13,094,000 | 17,755,000 |
| Interest expense | 1,722,000 | 3,438,000 | 5,287,000 | 7,193,000 |
| Net interest income | 2,427,000 | 5,104,000 | 7,807,000 | 10,562,000 |
| Noninterest income | 242,000 | 1,186,000 | 1,555,000 | 1,710,000 |
| Noninterest expense | 1,724,000 | 3,563,000 | 5,601,000 | 7,879,000 |
| Provision for loan losses | 66,000 | 132,000 | 228,000 | 334,000 |
| Pretax income | 879,000 | 2,771,000 | 3,709,000 | 4,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 879,000 | 2,771,000 | 3,709,000 | 4,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,612,000 | 36,207,000 | 36,857,000 | 35,619,000 |