Call reports 2025
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 162,694,000 | 163,628,000 | 162,470,000 | 164,764,000 |
| Total loans | 109,800,000 | 112,441,000 | 111,250,000 | 112,361,000 |
| Allowance for loan losses | 1,180,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 16,610,000 | 16,871,000 | 16,820,000 | 16,277,000 |
| Securities held to maturity | 694,000 | 655,000 | 617,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,862,000 | 144,493,000 | 142,735,000 | 145,100,000 |
| Interest-bearing deposits | 127,932,000 | 129,208,000 | 126,969,000 | 129,224,000 |
| Noninterest-bearing deposits | 15,930,000 | 15,285,000 | 15,766,000 | 15,876,000 |
| Equity capital | 18,465,000 | 18,726,000 | 19,042,000 | 19,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,633,000 | 5,545,000 | 7,419,000 |
| Interest expense | 939,000 | 1,869,000 | 2,737,000 | 3,606,000 |
| Net interest income | 841,000 | 1,764,000 | 2,808,000 | 3,813,000 |
| Noninterest income | 35,000 | 95,000 | 133,000 | 169,000 |
| Noninterest expense | 835,000 | 1,647,000 | 2,504,000 | 3,397,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 70,000 | 261,000 | 534,000 | 660,000 |
| Income tax | 18,000 | 69,000 | 142,000 | 175,000 |
| Net income | 52,000 | 192,000 | 392,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,908,000 | 20,048,000 | 20,248,000 | 20,341,000 |