Call reports 2023
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 146,238,000 | 146,733,000 | 146,950,000 | 149,466,000 |
| Total loans | 92,500,000 | 94,236,000 | 96,564,000 | 99,603,000 |
| Allowance for loan losses | 1,045,000 | 1,045,000 | 1,075,000 | 1,085,000 |
| Securities available for sale | 19,057,000 | 18,016,000 | 17,006,000 | 16,244,000 |
| Securities held to maturity | 1,074,000 | 1,024,000 | 966,000 | 910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,397,000 | 129,004,000 | 129,413,000 | 131,260,000 |
| Interest-bearing deposits | 115,163,000 | 115,042,000 | 115,985,000 | 116,750,000 |
| Noninterest-bearing deposits | 13,234,000 | 13,962,000 | 13,428,000 | 14,510,000 |
| Equity capital | 17,371,000 | 17,378,000 | 17,167,000 | 17,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,857,000 | 4,376,000 | 5,960,000 |
| Interest expense | 361,000 | 801,000 | 1,388,000 | 2,060,000 |
| Net interest income | 1,029,000 | 2,056,000 | 2,988,000 | 3,900,000 |
| Noninterest income | 44,000 | 92,000 | 141,000 | 174,000 |
| Noninterest expense | 804,000 | 1,624,000 | 2,422,000 | 3,262,000 |
| Provision for loan losses | 25,000 | 25,000 | 55,000 | 65,000 |
| Pretax income | 245,000 | 498,000 | 654,000 | 754,000 |
| Income tax | 63,000 | 130,000 | 170,000 | 195,000 |
| Net income | 182,000 | 368,000 | 484,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,197,000 | 19,383,000 | 19,498,000 | 19,572,000 |