Call reports 2022
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 147,103,000 | 147,038,000 | 144,930,000 | 146,660,000 |
| Total loans | 79,783,000 | 84,065,000 | 88,267,000 | 90,613,000 |
| Allowance for loan losses | 903,000 | 912,000 | 955,000 | 964,000 |
| Securities available for sale | 17,655,000 | 19,059,000 | 18,291,000 | 19,088,000 |
| Securities held to maturity | 536,000 | 997,000 | 1,170,000 | 1,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,198,000 | 129,565,000 | 127,902,000 | 128,828,000 |
| Interest-bearing deposits | 114,896,000 | 116,186,000 | 114,979,000 | 116,076,000 |
| Noninterest-bearing deposits | 14,302,000 | 13,379,000 | 12,923,000 | 12,752,000 |
| Equity capital | 17,663,000 | 17,238,000 | 16,667,000 | 17,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,909,000 | 3,073,000 | 4,381,000 |
| Interest expense | 201,000 | 394,000 | 587,000 | 844,000 |
| Net interest income | 716,000 | 1,515,000 | 2,486,000 | 3,537,000 |
| Noninterest income | 18,000 | 55,000 | 90,000 | 145,000 |
| Noninterest expense | 673,000 | 1,425,000 | 2,150,000 | 2,924,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 63,000 | 142,000 | 399,000 | 729,000 |
| Income tax | 16,000 | 36,000 | 104,000 | 193,000 |
| Net income | 47,000 | 106,000 | 295,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,584,000 | 18,642,000 | 18,831,000 | 19,073,000 |