Call reports 2021
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,718,000 | 133,231,000 | 137,021,000 | 140,796,000 |
| Total loans | 78,066,000 | 77,219,000 | 79,191,000 | 79,496,000 |
| Allowance for loan losses | 917,000 | 896,000 | 851,000 | 889,000 |
| Securities available for sale | 11,352,000 | 13,191,000 | 16,892,000 | 16,138,000 |
| Securities held to maturity | 675,000 | 642,000 | 582,000 | 556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,319,000 | 114,746,000 | 118,099,000 | 121,935,000 |
| Interest-bearing deposits | 98,422,000 | 104,091,000 | 107,234,000 | 110,673,000 |
| Noninterest-bearing deposits | 9,897,000 | 10,655,000 | 10,865,000 | 11,262,000 |
| Equity capital | 18,194,000 | 18,323,000 | 18,428,000 | 18,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,820,000 | 2,939,000 | 3,862,000 |
| Interest expense | 243,000 | 479,000 | 706,000 | 921,000 |
| Net interest income | 698,000 | 1,341,000 | 2,233,000 | 2,941,000 |
| Noninterest income | 27,000 | 52,000 | 78,000 | 107,000 |
| Noninterest expense | 652,000 | 1,327,000 | 1,964,000 | 2,675,000 |
| Provision for loan losses | -62,000 | -98,000 | -101,000 | -76,000 |
| Pretax income | 135,000 | 164,000 | 427,000 | 428,000 |
| Income tax | 38,000 | 48,000 | 122,000 | 124,000 |
| Net income | 97,000 | 116,000 | 305,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,316,000 | 18,336,000 | 18,525,000 | 18,524,000 |