Call reports 2020
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,253,000 | 122,715,000 | 124,256,000 | 127,436,000 |
| Total loans | 90,139,000 | 86,861,000 | 82,602,000 | 81,474,000 |
| Allowance for loan losses | 1,001,000 | 1,073,000 | 973,000 | 970,000 |
| Securities available for sale | 9,265,000 | 9,166,000 | 9,162,000 | 8,489,000 |
| Securities held to maturity | 864,000 | 828,000 | 781,000 | 718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,079,000 | 104,223,000 | 105,542,000 | 108,877,000 |
| Interest-bearing deposits | 96,212,000 | 96,851,000 | 97,166,000 | 99,395,000 |
| Noninterest-bearing deposits | 6,867,000 | 7,372,000 | 8,376,000 | 9,482,000 |
| Equity capital | 17,984,000 | 18,069,000 | 18,220,000 | 18,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,165,000 | 3,144,000 | 4,094,000 |
| Interest expense | 376,000 | 695,000 | 983,000 | 1,248,000 |
| Net interest income | 746,000 | 1,470,000 | 2,161,000 | 2,846,000 |
| Noninterest income | 20,000 | 52,000 | 78,000 | 114,000 |
| Noninterest expense | 690,000 | 1,300,000 | 1,913,000 | 2,539,000 |
| Provision for loan losses | 31,000 | 103,000 | -8,000 | -24,000 |
| Pretax income | 45,000 | 119,000 | 334,000 | 448,000 |
| Income tax | 11,000 | 30,000 | 89,000 | 127,000 |
| Net income | 34,000 | 89,000 | 245,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,874,000 | 17,907,000 | 18,086,000 | 18,161,000 |