Call reports 2016
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,149,000 | 118,369,000 | 118,367,000 | 119,927,000 |
| Total loans | 87,277,000 | 85,664,000 | 84,400,000 | 83,194,000 |
| Allowance for loan losses | 1,124,000 | 1,124,000 | 1,124,000 | 999,000 |
| Securities available for sale | 8,700,000 | 9,964,000 | 11,302,000 | 11,580,000 |
| Securities held to maturity | 2,189,000 | 2,089,000 | 1,953,000 | 1,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,967,000 | 92,129,000 | 91,391,000 | 93,386,000 |
| Interest-bearing deposits | 88,484,000 | 89,493,000 | 88,994,000 | 90,467,000 |
| Noninterest-bearing deposits | 2,483,000 | 2,636,000 | 2,397,000 | 2,919,000 |
| Equity capital | 15,856,000 | 15,999,000 | 16,103,000 | 16,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,058,000 | 3,078,000 | 4,073,000 |
| Interest expense | 244,000 | 503,000 | 769,000 | 1,039,000 |
| Net interest income | 788,000 | 1,555,000 | 2,309,000 | 3,034,000 |
| Noninterest income | 9,000 | 25,000 | 42,000 | 54,000 |
| Noninterest expense | 663,000 | 1,285,000 | 1,891,000 | 2,564,000 |
| Provision for loan losses | 0 | 0 | 0 | -125,000 |
| Pretax income | 134,000 | 295,000 | 460,000 | 649,000 |
| Income tax | 53,000 | 116,000 | 181,000 | 255,000 |
| Net income | 81,000 | 179,000 | 279,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,853,000 | 15,951,000 | 16,050,000 | 16,165,000 |
| Total capital | 16,606,000 | 16,696,000 | 16,789,000 | 16,915,000 |
| Risk-weighted assets | 59,750,000 | 58,738,000 | 58,448,000 | 58,356,000 |