Call reports 2015
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 114,969,000 | 113,883,000 | 112,308,000 | 114,915,000 |
| Total loans | 90,324,000 | 88,974,000 | 87,314,000 | 87,438,000 |
| Allowance for loan losses | 1,110,000 | 1,110,000 | 1,110,000 | 1,124,000 |
| Securities available for sale | 9,850,000 | 9,371,000 | 9,084,000 | 8,450,000 |
| Securities held to maturity | 2,869,000 | 2,604,000 | 2,465,000 | 2,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,741,000 | 87,602,000 | 85,898,000 | 88,828,000 |
| Interest-bearing deposits | 86,677,000 | 85,580,000 | 83,777,000 | 86,017,000 |
| Noninterest-bearing deposits | 2,064,000 | 2,022,000 | 2,121,000 | 2,811,000 |
| Equity capital | 15,550,000 | 15,732,000 | 15,868,000 | 15,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,101,000 | 3,130,000 | 4,213,000 |
| Interest expense | 225,000 | 452,000 | 680,000 | 915,000 |
| Net interest income | 835,000 | 1,649,000 | 2,450,000 | 3,298,000 |
| Noninterest income | 18,000 | -7,000 | 42,000 | 51,000 |
| Noninterest expense | 645,000 | 1,277,000 | 1,904,000 | 2,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 365,000 | 588,000 | 400,000 |
| Income tax | 82,000 | 144,000 | 232,000 | 253,000 |
| Net income | 126,000 | 221,000 | 356,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,751,000 | 15,846,000 | 15,981,000 | 15,771,000 |
| Total capital | 16,526,000 | 16,619,000 | 16,738,000 | 16,519,000 |
| Risk-weighted assets | 60,659,000 | 60,517,000 | 59,613,000 | 59,190,000 |