Call reports 2014
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,298,000 | 117,891,000 | 115,934,000 | 115,741,000 |
| Total loans | 95,696,000 | 94,575,000 | 92,667,000 | 91,822,000 |
| Allowance for loan losses | 1,070,000 | 1,058,000 | 1,088,000 | 1,110,000 |
| Securities available for sale | 12,117,000 | 11,885,000 | 10,899,000 | 9,397,000 |
| Securities held to maturity | 3,780,000 | 3,583,000 | 3,275,000 | 2,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,233,000 | 92,173,000 | 90,380,000 | 90,260,000 |
| Interest-bearing deposits | 91,356,000 | 90,263,000 | 88,556,000 | 88,197,000 |
| Noninterest-bearing deposits | 1,877,000 | 1,910,000 | 1,824,000 | 2,063,000 |
| Equity capital | 15,586,000 | 15,401,000 | 15,290,000 | 15,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,192,000 | 3,379,000 | 4,463,000 |
| Interest expense | 231,000 | 461,000 | 692,000 | 921,000 |
| Net interest income | 867,000 | 1,731,000 | 2,687,000 | 3,542,000 |
| Noninterest income | -46,000 | -46,000 | -177,000 | -255,000 |
| Noninterest expense | 1,165,000 | 2,286,000 | 3,193,000 | 3,801,000 |
| Provision for loan losses | 0 | 50,000 | 115,000 | 135,000 |
| Pretax income | -344,000 | -651,000 | -798,000 | -649,000 |
| Income tax | -136,000 | -223,000 | -274,000 | -224,000 |
| Net income | -208,000 | -428,000 | -524,000 | -425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,837,000 | 15,618,000 | 15,521,000 | 15,621,000 |
| Total capital | 16,668,000 | 16,435,000 | 16,302,000 | 16,414,000 |
| Risk-weighted assets | 64,782,000 | 63,678,000 | 62,101,000 | 62,198,000 |