Call reports 2013
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 111,103,000 | 111,983,000 | 110,376,000 | 120,171,000 |
| Total loans | 91,353,000 | 92,580,000 | 94,294,000 | 96,295,000 |
| Allowance for loan losses | 1,072,000 | 1,072,000 | 1,090,000 | 1,075,000 |
| Securities available for sale | 9,000 | 19,000 | 17,000 | 12,325,000 |
| Securities held to maturity | 4,818,000 | 4,438,000 | 4,171,000 | 3,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,474,000 | 96,146,000 | 94,171,000 | 93,968,000 |
| Interest-bearing deposits | 93,826,000 | 94,155,000 | 92,400,000 | 92,019,000 |
| Noninterest-bearing deposits | 1,648,000 | 1,991,000 | 1,771,000 | 1,949,000 |
| Equity capital | 15,446,000 | 15,809,000 | 15,976,000 | 15,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,371,000 | 3,514,000 | 4,571,000 |
| Interest expense | 210,000 | 399,000 | 572,000 | 755,000 |
| Net interest income | 927,000 | 1,972,000 | 2,942,000 | 3,816,000 |
| Noninterest income | 3,000 | 6,000 | 23,000 | 29,000 |
| Noninterest expense | 484,000 | 950,000 | 1,614,000 | 2,806,000 |
| Provision for loan losses | 0 | 0 | 47,000 | 47,000 |
| Pretax income | 446,000 | 1,028,000 | 1,304,000 | 992,000 |
| Income tax | 182,000 | 406,000 | 515,000 | 392,000 |
| Net income | 264,000 | 622,000 | 789,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,709,000 | 16,067,000 | 16,234,000 | 16,045,000 |
| Total capital | 16,427,000 | 16,796,000 | 16,957,000 | 16,838,000 |
| Risk-weighted assets | 57,111,000 | 58,010,000 | 57,445,000 | 62,160,000 |