Call reports 2012
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,251,000 | 106,399,000 | 106,421,000 | 109,927,000 |
| Total loans | 84,878,000 | 86,020,000 | 89,179,000 | 92,876,000 |
| Allowance for loan losses | 1,030,000 | 1,030,000 | 1,089,000 | 1,072,000 |
| Securities available for sale | 0 | 0 | 0 | 4,000 |
| Securities held to maturity | 6,227,000 | 5,871,000 | 5,611,000 | 5,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,971,000 | 91,966,000 | 91,578,000 | 94,720,000 |
| Interest-bearing deposits | 88,664,000 | 90,641,000 | 89,806,000 | 93,279,000 |
| Noninterest-bearing deposits | 1,307,000 | 1,325,000 | 1,772,000 | 1,441,000 |
| Equity capital | 13,995,000 | 14,335,000 | 14,561,000 | 15,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,414,000 | 3,526,000 | 4,659,000 |
| Interest expense | 248,000 | 496,000 | 735,000 | 963,000 |
| Net interest income | 1,000,000 | 1,918,000 | 2,791,000 | 3,696,000 |
| Noninterest income | 2,000 | 5,000 | 17,000 | 22,000 |
| Noninterest expense | 288,000 | 625,000 | 969,000 | 1,615,000 |
| Provision for loan losses | 73,000 | 93,000 | 184,000 | 184,000 |
| Pretax income | 641,000 | 1,205,000 | 1,655,000 | 1,919,000 |
| Income tax | 271,000 | 495,000 | 719,000 | 757,000 |
| Net income | 370,000 | 710,000 | 936,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,262,000 | 14,602,000 | 14,828,000 | 15,445,000 |
| Total capital | 14,929,000 | 15,302,000 | 15,543,000 | 16,182,000 |
| Risk-weighted assets | 53,043,000 | 55,684,000 | 56,765,000 | 58,672,000 |