Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 182,537,000 | 174,816,000 |
| Total loans | 108,275,000 | 108,714,000 |
| Allowance for loan losses | 3,172,000 | 3,144,000 |
| Securities available for sale | 39,136,000 | 42,925,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 155,975,000 | 145,548,000 |
| Interest-bearing deposits | 125,283,000 | 119,869,000 |
| Noninterest-bearing deposits | 30,692,000 | 25,679,000 |
| Equity capital | 22,350,000 | 22,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,497,000 | 3,028,000 |
| Interest expense | 78,000 | 153,000 |
| Net interest income | 1,419,000 | 2,875,000 |
| Noninterest income | 222,000 | 462,000 |
| Noninterest expense | 1,378,000 | 2,850,000 |
| Provision for loan losses | 2,000 | 2,000 |
| Pretax income | 261,000 | 485,000 |
| Income tax | 89,000 | 163,000 |
| Net income | 172,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 18,376,000 | 18,527,000 |
| Total capital | 19,768,000 | 19,967,000 |
| Risk-weighted assets | 109,561,000 | 113,485,000 |