Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,954,000 | 173,343,000 | 177,635,000 | 180,665,000 |
| Total loans | 109,585,000 | 107,474,000 | 109,200,000 | 107,587,000 |
| Allowance for loan losses | 3,177,000 | 3,184,000 | 3,195,000 | 3,162,000 |
| Securities available for sale | 29,894,000 | 29,451,000 | 28,393,000 | 28,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,971,000 | 147,142,000 | 151,371,000 | 154,375,000 |
| Interest-bearing deposits | 119,558,000 | 122,676,000 | 125,113,000 | 128,906,000 |
| Noninterest-bearing deposits | 21,413,000 | 24,466,000 | 26,258,000 | 25,470,000 |
| Equity capital | 22,455,000 | 22,569,000 | 22,590,000 | 22,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,153,000 | 4,736,000 | 6,272,000 |
| Interest expense | 104,000 | 195,000 | 279,000 | 362,000 |
| Net interest income | 1,488,000 | 2,958,000 | 4,457,000 | 5,910,000 |
| Noninterest income | 227,000 | 480,000 | 699,000 | 938,000 |
| Noninterest expense | 1,467,000 | 2,905,000 | 4,324,000 | 5,778,000 |
| Provision for loan losses | 2,000 | 2,000 | 6,000 | 4,000 |
| Pretax income | 246,000 | 556,000 | 851,000 | 1,100,000 |
| Income tax | 82,000 | 188,000 | 287,000 | 310,000 |
| Net income | 164,000 | 368,000 | 564,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,682,000 | 18,696,000 | 18,767,000 | 18,204,000 |
| Total capital | 20,102,000 | 20,075,000 | 20,167,000 | 19,598,000 |
| Risk-weighted assets | 111,879,000 | 108,535,000 | 110,182,000 | 109,721,000 |