Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,768,000 | 169,203,000 | 178,303,000 | 175,003,000 |
| Total loans | 111,807,000 | 113,858,000 | 115,259,000 | 113,082,000 |
| Allowance for loan losses | 3,096,000 | 3,146,000 | 3,171,000 | 3,173,000 |
| Securities available for sale | 21,592,000 | 24,209,000 | 23,692,000 | 24,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,152,000 | 141,983,000 | 150,881,000 | 147,367,000 |
| Interest-bearing deposits | 122,769,000 | 122,696,000 | 127,938,000 | 127,877,000 |
| Noninterest-bearing deposits | 18,383,000 | 19,287,000 | 22,944,000 | 19,490,000 |
| Equity capital | 22,440,000 | 22,243,000 | 22,405,000 | 22,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,294,000 | 4,949,000 | 6,595,000 |
| Interest expense | 134,000 | 260,000 | 382,000 | 499,000 |
| Net interest income | 1,526,000 | 3,034,000 | 4,567,000 | 6,096,000 |
| Noninterest income | 183,000 | 407,000 | 546,000 | 877,000 |
| Noninterest expense | 1,574,000 | 3,011,000 | 4,520,000 | 6,059,000 |
| Provision for loan losses | 50,000 | 79,000 | 100,000 | 98,000 |
| Pretax income | 85,000 | 351,000 | 493,000 | 816,000 |
| Income tax | 0 | 0 | 0 | 119,000 |
| Net income | 85,000 | 351,000 | 493,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,376,000 | 18,517,000 | 18,534,000 | 18,518,000 |
| Total capital | 19,810,000 | 19,986,000 | 20,005,000 | 19,971,000 |
| Risk-weighted assets | 113,033,000 | 115,873,000 | 116,009,000 | 114,520,000 |