Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,885,000 | 176,173,000 | 175,992,000 | 174,041,000 |
| Total loans | 121,969,000 | 121,034,000 | 120,624,000 | 114,376,000 |
| Allowance for loan losses | 3,446,000 | 3,749,000 | 3,543,000 | 3,167,000 |
| Securities available for sale | 22,278,000 | 23,773,000 | 23,386,000 | 21,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,804,000 | 148,166,000 | 148,524,000 | 146,407,000 |
| Interest-bearing deposits | 130,050,000 | 125,997,000 | 124,900,000 | 126,404,000 |
| Noninterest-bearing deposits | 22,754,000 | 22,170,000 | 23,624,000 | 20,003,000 |
| Equity capital | 22,297,000 | 22,672,000 | 22,368,000 | 22,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 3,906,000 | 5,625,000 | 7,366,000 |
| Interest expense | 215,000 | 409,000 | 577,000 | 721,000 |
| Net interest income | 1,795,000 | 3,497,000 | 5,048,000 | 6,645,000 |
| Noninterest income | 205,000 | 419,000 | 618,000 | 788,000 |
| Noninterest expense | 1,428,000 | 2,920,000 | 4,745,000 | 6,253,000 |
| Provision for loan losses | 274,000 | 621,000 | 1,139,000 | 1,218,000 |
| Pretax income | 704,000 | 791,000 | 198,000 | 378,000 |
| Income tax | 259,000 | 290,000 | 70,000 | 145,000 |
| Net income | 445,000 | 501,000 | 128,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,288,000 | 18,594,000 | 18,146,000 | 18,251,000 |
| Total capital | 19,823,000 | 20,114,000 | 19,673,000 | 19,727,000 |
| Risk-weighted assets | 120,866,000 | 119,381,000 | 120,146,000 | 116,375,000 |