Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 193,662,000 | 180,492,000 | 179,747,000 | 186,913,000 |
| Total loans | 127,364,000 | 127,746,000 | 124,994,000 | 123,878,000 |
| Allowance for loan losses | 2,733,000 | 3,670,000 | 3,053,000 | 3,251,000 |
| Securities available for sale | 30,016,000 | 32,638,000 | 29,775,000 | 25,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,208,000 | 149,992,000 | 151,450,000 | 159,776,000 |
| Interest-bearing deposits | 140,341,000 | 126,754,000 | 129,267,000 | 138,509,000 |
| Noninterest-bearing deposits | 20,867,000 | 23,238,000 | 22,183,000 | 21,267,000 |
| Equity capital | 22,374,000 | 21,641,000 | 22,061,000 | 22,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,181,000 | 6,278,000 | 8,320,000 |
| Interest expense | 366,000 | 682,000 | 937,000 | 1,181,000 |
| Net interest income | 1,693,000 | 3,499,000 | 5,341,000 | 7,139,000 |
| Noninterest income | 151,000 | 235,000 | 461,000 | 665,000 |
| Noninterest expense | 1,445,000 | 2,828,000 | 4,272,000 | 5,709,000 |
| Provision for loan losses | 229,000 | 2,031,000 | 2,033,000 | 2,232,000 |
| Pretax income | 170,000 | -1,066,000 | -444,000 | -78,000 |
| Income tax | 65,000 | -408,000 | -165,000 | -66,000 |
| Net income | 105,000 | -658,000 | -279,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,053,000 | 17,173,000 | 17,438,000 | 17,705,000 |
| Total capital | 19,695,000 | 18,793,000 | 19,041,000 | 19,284,000 |
| Risk-weighted assets | 130,233,000 | 127,545,000 | 126,821,000 | 124,679,000 |