Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 189,941,000 | 194,337,000 | 194,527,000 | 198,149,000 |
| Total loans | 140,994,000 | 138,422,000 | 131,387,000 | 128,551,000 |
| Allowance for loan losses | 2,483,000 | 2,825,000 | 2,718,000 | 2,706,000 |
| Securities available for sale | 25,529,000 | 29,608,000 | 32,824,000 | 30,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,912,000 | 161,962,000 | 162,399,000 | 165,731,000 |
| Interest-bearing deposits | 136,625,000 | 137,624,000 | 138,371,000 | 143,573,000 |
| Noninterest-bearing deposits | 20,288,000 | 24,339,000 | 24,028,000 | 22,159,000 |
| Equity capital | 22,442,000 | 22,012,000 | 22,419,000 | 22,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,746,000 | 7,016,000 | 9,174,000 |
| Interest expense | 518,000 | 970,000 | 1,391,000 | 1,794,000 |
| Net interest income | 1,910,000 | 3,776,000 | 5,625,000 | 7,380,000 |
| Noninterest income | 217,000 | 426,000 | 681,000 | 1,045,000 |
| Noninterest expense | 1,492,000 | 3,014,000 | 4,466,000 | 5,963,000 |
| Provision for loan losses | 225,000 | 1,010,000 | 1,030,000 | 1,259,000 |
| Pretax income | 410,000 | 178,000 | 810,000 | 1,203,000 |
| Income tax | 160,000 | 244,000 | 392,000 | 447,000 |
| Net income | 250,000 | -66,000 | 418,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,904,000 | 17,389,000 | 17,756,000 | 18,082,000 |
| Total capital | 19,694,000 | 19,146,000 | 19,477,000 | 19,753,000 |
| Risk-weighted assets | 142,494,000 | 139,499,000 | 136,684,000 | 132,651,000 |