Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 187,068,000 | 191,618,000 | 193,746,000 | 192,770,000 |
| Total loans | 143,321,000 | 143,808,000 | 143,911,000 | 141,870,000 |
| Allowance for loan losses | 1,572,000 | 2,272,000 | 2,302,000 | 2,527,000 |
| Securities available for sale | 27,341,000 | 25,893,000 | 26,945,000 | 25,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,846,000 | 156,604,000 | 159,882,000 | 160,373,000 |
| Interest-bearing deposits | 122,967,000 | 137,725,000 | 140,476,000 | 139,434,000 |
| Noninterest-bearing deposits | 18,880,000 | 18,879,000 | 19,406,000 | 20,939,000 |
| Equity capital | 19,539,000 | 19,347,000 | 20,722,000 | 20,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,075,000 | 7,657,000 | 10,129,000 |
| Interest expense | 570,000 | 1,183,000 | 1,833,000 | 2,435,000 |
| Net interest income | 1,924,000 | 3,892,000 | 5,824,000 | 7,694,000 |
| Noninterest income | 176,000 | 479,000 | 755,000 | 965,000 |
| Noninterest expense | 1,671,000 | 3,260,000 | 4,631,000 | 6,257,000 |
| Provision for loan losses | 100,000 | 800,000 | 1,025,000 | 1,250,000 |
| Pretax income | 329,000 | 311,000 | 923,000 | 1,152,000 |
| Income tax | 112,000 | 106,000 | 314,000 | 457,000 |
| Net income | 217,000 | 205,000 | 609,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,335,000 | 14,248,000 | 15,653,000 | 16,125,000 |
| Total capital | 15,907,000 | 16,085,000 | 17,491,000 | 17,921,000 |
| Risk-weighted assets | 145,397,000 | 146,514,000 | 146,579,000 | 142,920,000 |