Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 161,131,000 | 163,273,000 | 168,934,000 | 170,750,000 |
| Total loans | 104,061,000 | 102,279,000 | 109,725,000 | 113,187,000 |
| Allowance for loan losses | 1,468,000 | 1,513,000 | 1,509,000 | 1,487,000 |
| Securities available for sale | 35,452,000 | 39,668,000 | 40,020,000 | 40,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,267,000 | 136,579,000 | 141,732,000 | 142,481,000 |
| Interest-bearing deposits | 119,400,000 | 119,955,000 | 124,537,000 | 126,392,000 |
| Noninterest-bearing deposits | 15,867,000 | 16,624,000 | 17,195,000 | 16,089,000 |
| Equity capital | 17,255,000 | 17,188,000 | 17,808,000 | 18,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,314,000 | 8,110,000 | 10,925,000 |
| Interest expense | 857,000 | 1,816,000 | 2,852,000 | 3,836,000 |
| Net interest income | 1,721,000 | 3,498,000 | 5,258,000 | 7,089,000 |
| Noninterest income | 267,000 | 561,000 | 797,000 | 1,032,000 |
| Noninterest expense | 1,492,000 | 2,968,000 | 4,417,000 | 5,897,000 |
| Provision for loan losses | 22,000 | 38,000 | 37,000 | 37,000 |
| Pretax income | 474,000 | 1,053,000 | 1,601,000 | 2,187,000 |
| Income tax | 161,000 | 358,000 | 544,000 | 744,000 |
| Net income | 313,000 | 695,000 | 1,057,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,338,000 | 11,396,000 | 11,657,000 | 11,894,000 |
| Total capital | 12,731,000 | 12,821,000 | 13,157,000 | 13,381,000 |
| Risk-weighted assets | 111,396,000 | 113,934,000 | 120,020,000 | 123,466,000 |