Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,431,000 | 156,733,000 | 158,279,000 | 163,250,000 |
| Total loans | 102,991,000 | 98,347,000 | 98,817,000 | 102,218,000 |
| Allowance for loan losses | 1,444,000 | 1,459,000 | 1,468,000 | 1,447,000 |
| Securities available for sale | 36,523,000 | 39,469,000 | 38,397,000 | 35,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,091,000 | 131,813,000 | 132,474,000 | 137,165,000 |
| Interest-bearing deposits | 112,443,000 | 113,432,000 | 113,372,000 | 116,709,000 |
| Noninterest-bearing deposits | 19,648,000 | 18,381,000 | 19,102,000 | 20,456,000 |
| Equity capital | 17,085,000 | 16,055,000 | 16,755,000 | 17,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,696,000 | 7,066,000 | 9,481,000 |
| Interest expense | 682,000 | 1,392,000 | 2,167,000 | 2,987,000 |
| Net interest income | 1,619,000 | 3,304,000 | 4,899,000 | 6,494,000 |
| Noninterest income | 268,000 | 549,000 | 827,000 | 1,142,000 |
| Noninterest expense | 1,357,000 | 2,753,000 | 4,106,000 | 5,483,000 |
| Provision for loan losses | 24,000 | 46,000 | 69,000 | 76,000 |
| Pretax income | 506,000 | 1,054,000 | 1,551,000 | 2,077,000 |
| Income tax | 14,000 | 358,000 | 526,000 | 705,000 |
| Net income | 492,000 | 696,000 | 1,025,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,457,000 | 10,624,000 | 10,954,000 | 11,301,000 |
| Total capital | 12,860,000 | 11,929,000 | 12,264,000 | 12,685,000 |
| Risk-weighted assets | 112,227,000 | 104,279,000 | 104,618,000 | 110,620,000 |