Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 135,874,000 | 132,761,000 | 131,572,000 | 135,378,000 |
| Total loans | 91,066,000 | 88,426,000 | 89,491,000 | 84,999,000 |
| Allowance for loan losses | 1,629,000 | 1,728,000 | 1,799,000 | 1,809,000 |
| Securities available for sale | 22,346,000 | 20,844,000 | 19,822,000 | 18,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,257,000 | 108,344,000 | 110,709,000 | 115,007,000 |
| Interest-bearing deposits | 95,098,000 | 93,221,000 | 93,387,000 | 98,199,000 |
| Noninterest-bearing deposits | 16,159,000 | 15,123,000 | 17,322,000 | 16,807,000 |
| Equity capital | 15,114,000 | 15,626,000 | 15,774,000 | 15,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,031,000 | 6,018,000 | 7,899,000 |
| Interest expense | 601,000 | 1,167,000 | 1,745,000 | 2,292,000 |
| Net interest income | 1,459,000 | 2,864,000 | 4,273,000 | 5,607,000 |
| Noninterest income | 288,000 | 607,000 | 934,000 | 1,148,000 |
| Noninterest expense | 1,362,000 | 2,788,000 | 4,211,000 | 5,606,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 285,000 | 483,000 | 696,000 | 749,000 |
| Income tax | 86,000 | -107,000 | -34,000 | -217,000 |
| Net income | 199,000 | 590,000 | 730,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,893,000 | 9,284,000 | 9,424,000 | 9,460,000 |
| Total capital | 10,130,000 | 10,494,000 | 10,626,000 | 10,655,000 |
| Risk-weighted assets | 98,557,000 | 96,248,000 | 95,533,000 | 95,097,000 |