Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,546,000 | 132,936,000 | 137,890,000 | 142,476,000 |
| Total loans | 71,982,000 | 69,370,000 | 78,359,000 | 85,569,000 |
| Allowance for loan losses | 1,810,000 | 1,409,000 | 1,567,000 | 1,565,000 |
| Securities available for sale | 29,751,000 | 28,483,000 | 26,894,000 | 23,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,405,000 | 114,182,000 | 117,182,000 | 122,156,000 |
| Interest-bearing deposits | 100,505,000 | 98,901,000 | 100,724,000 | 103,503,000 |
| Noninterest-bearing deposits | 14,900,000 | 15,281,000 | 16,458,000 | 18,653,000 |
| Equity capital | 13,880,000 | 13,643,000 | 15,398,000 | 15,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,370,000 | 6,537,000 | 8,567,000 |
| Interest expense | 1,032,000 | 2,046,000 | 2,898,000 | 3,620,000 |
| Net interest income | 1,217,000 | 2,324,000 | 3,639,000 | 4,947,000 |
| Noninterest income | 494,000 | 552,000 | 858,000 | 1,102,000 |
| Noninterest expense | 1,452,000 | 3,418,000 | 5,075,000 | 6,876,000 |
| Provision for loan losses | 275,000 | 387,000 | 987,000 | 1,114,000 |
| Pretax income | 5,000 | -908,000 | -1,490,000 | -1,787,000 |
| Income tax | 0 | -288,000 | -288,000 | -335,000 |
| Net income | 5,000 | -620,000 | -1,202,000 | -1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,335,000 | 7,035,000 | 8,747,000 | 8,693,000 |
| Total capital | 8,514,000 | 8,087,000 | 9,883,000 | 9,880,000 |
| Risk-weighted assets | 93,492,000 | 83,787,000 | 90,453,000 | 94,606,000 |