Call reports 2003
SUN BANK — 2003
What SUN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 122,059,000 | 123,270,000 | 122,738,000 | 122,608,000 |
| Total loans | 57,204,000 | 63,475,000 | 67,767,000 | 65,720,000 |
| Allowance for loan losses | 715,000 | 747,000 | 801,000 | 823,000 |
| Securities available for sale | 49,078,000 | 49,670,000 | 43,605,000 | 46,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,020,000 | 98,999,000 | 95,505,000 | 100,087,000 |
| Interest-bearing deposits | 86,883,000 | 83,698,000 | 81,066,000 | 84,576,000 |
| Noninterest-bearing deposits | 14,137,000 | 15,301,000 | 14,439,000 | 15,511,000 |
| Equity capital | 10,032,000 | 9,834,000 | 9,422,000 | 9,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,141,000 | 4,669,000 | 6,266,000 |
| Interest expense | 511,000 | 1,003,000 | 1,465,000 | 1,901,000 |
| Net interest income | 1,040,000 | 2,138,000 | 3,204,000 | 4,365,000 |
| Noninterest income | 178,000 | 351,000 | 531,000 | 816,000 |
| Noninterest expense | 942,000 | 1,981,000 | 2,924,000 | 4,453,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 504,000 | 837,000 | 1,110,000 | 997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 837,000 | 1,110,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,609,000 | 8,509,000 | 8,673,000 | 8,567,000 |
| Total capital | 9,324,000 | 9,256,000 | 9,474,000 | 9,390,000 |
| Risk-weighted assets | 71,554,000 | 74,941,000 | 74,536,000 | 73,850,000 |