Call reports 2001
AMERICAN GATEWAY BANK — 2001
What AMERICAN GATEWAY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,967,000 | 169,364,000 | 176,694,000 | 188,164,000 |
| Total loans | 120,254,000 | 122,066,000 | 125,351,000 | 127,784,000 |
| Allowance for loan losses | 963,000 | 946,000 | 975,000 | 1,025,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,698,000 | 34,887,000 | 39,687,000 | 41,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,913,000 | 148,328,000 | 157,520,000 | 158,669,000 |
| Interest-bearing deposits | 126,878,000 | 119,193,000 | 127,266,000 | 129,613,000 |
| Noninterest-bearing deposits | 28,035,000 | 29,135,000 | 30,255,000 | 29,056,000 |
| Equity capital | 11,985,000 | 12,392,000 | 12,720,000 | 12,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,461,000 | 6,990,000 | 10,426,000 | 13,899,000 |
| Interest expense | 1,674,000 | 3,108,000 | 4,448,000 | 5,428,000 |
| Net interest income | 1,787,000 | 3,882,000 | 5,978,000 | 8,471,000 |
| Noninterest income | 421,000 | 875,000 | 1,324,000 | 1,653,000 |
| Noninterest expense | 1,797,000 | 3,525,000 | 5,359,000 | 7,444,000 |
| Provision for loan losses | 80,000 | 185,000 | 305,000 | 425,000 |
| Pretax income | 331,000 | 1,047,000 | 1,638,000 | 2,255,000 |
| Income tax | 106,000 | 335,000 | 519,000 | 686,000 |
| Net income | 225,000 | 712,000 | 1,119,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,985,000 | 12,392,000 | 12,720,000 | 12,972,000 |
| Total capital | 12,948,000 | 13,338,000 | 13,695,000 | 13,997,000 |
| Risk-weighted assets | 115,405,000 | 117,719,000 | 119,231,000 | 125,588,000 |