Call reports 2014
BREMER BANK, NATIONAL ASSOCIATION — 2014
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 686,081,000 | 631,092,000 | 623,578,000 |
| Total loans | 426,306,000 | 450,940,000 | 443,461,000 |
| Allowance for loan losses | 7,181,000 | 7,104,000 | 7,143,000 |
| Securities available for sale | 172,612,000 | 130,781,000 | 117,686,000 |
| Securities held to maturity | 19,513,000 | 19,204,000 | 18,433,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 529,653,000 | 503,112,000 | 500,359,000 |
| Interest-bearing deposits | 405,751,000 | 390,465,000 | 373,766,000 |
| Noninterest-bearing deposits | 123,902,000 | 112,647,000 | 126,593,000 |
| Equity capital | 52,160,000 | 53,504,000 | 55,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 5,528,000 | 11,318,000 | 17,319,000 |
| Interest expense | 373,000 | 717,000 | 996,000 |
| Net interest income | 5,155,000 | 10,601,000 | 16,323,000 |
| Noninterest income | 1,428,000 | 3,086,000 | 5,222,000 |
| Noninterest expense | 4,763,000 | 9,512,000 | 14,315,000 |
| Provision for loan losses | 117,000 | 117,000 | 167,000 |
| Pretax income | 2,070,000 | 4,424,000 | 7,475,000 |
| Income tax | 575,000 | 1,249,000 | 2,210,000 |
| Net income | 1,495,000 | 3,175,000 | 5,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 51,381,000 | 52,061,000 | 54,151,000 |
| Total capital | 57,195,000 | 58,120,000 | 60,228,000 |
| Risk-weighted assets | 463,292,000 | 483,210,000 | 484,646,000 |