Call reports 2013
BREMER BANK, NATIONAL ASSOCIATION — 2013
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 651,459,000 | 624,254,000 | 645,934,000 | 652,573,000 |
| Total loans | 414,577,000 | 429,853,000 | 433,102,000 | 432,525,000 |
| Allowance for loan losses | 7,330,000 | 7,020,000 | 7,257,000 | 7,102,000 |
| Securities available for sale | 78,703,000 | 78,566,000 | 98,999,000 | 121,175,000 |
| Securities held to maturity | 20,976,000 | 20,876,000 | 20,428,000 | 20,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,266,000 | 516,699,000 | 530,753,000 | 535,011,000 |
| Interest-bearing deposits | 425,987,000 | 403,944,000 | 406,004,000 | 399,063,000 |
| Noninterest-bearing deposits | 114,279,000 | 112,756,000 | 124,749,000 | 135,947,000 |
| Equity capital | 51,171,000 | 50,246,000 | 50,155,000 | 51,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,565,000 | 11,007,000 | 16,614,000 | 22,198,000 |
| Interest expense | 485,000 | 936,000 | 1,361,000 | 1,758,000 |
| Net interest income | 5,080,000 | 10,071,000 | 15,253,000 | 20,440,000 |
| Noninterest income | 1,949,000 | 3,739,000 | 5,525,000 | 7,244,000 |
| Noninterest expense | 5,088,000 | 10,089,000 | 15,231,000 | 20,314,000 |
| Provision for loan losses | 330,000 | 660,000 | 990,000 | 995,000 |
| Pretax income | 1,611,000 | 3,066,000 | 4,656,000 | 6,257,000 |
| Income tax | 416,000 | 776,000 | 1,172,000 | 1,561,000 |
| Net income | 1,195,000 | 2,290,000 | 3,484,000 | 4,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,985,000 | 50,879,000 | 50,874,000 | 50,886,000 |
| Total capital | 56,433,000 | 56,530,000 | 56,594,000 | 56,754,000 |
| Risk-weighted assets | 433,474,000 | 450,287,000 | 455,617,000 | 467,729,000 |