Call reports 2012
BREMER BANK, NATIONAL ASSOCIATION — 2012
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 602,136,000 | 619,662,000 | 619,074,000 | 655,798,000 |
| Total loans | 405,617,000 | 414,984,000 | 419,748,000 | 440,923,000 |
| Allowance for loan losses | 6,937,000 | 6,907,000 | 6,894,000 | 7,029,000 |
| Securities available for sale | 87,590,000 | 83,167,000 | 77,438,000 | 70,496,000 |
| Securities held to maturity | 21,590,000 | 21,738,000 | 21,446,000 | 21,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,728,000 | 509,571,000 | 506,545,000 | 544,974,000 |
| Interest-bearing deposits | 410,790,000 | 400,338,000 | 401,850,000 | 419,244,000 |
| Noninterest-bearing deposits | 98,938,000 | 109,233,000 | 104,695,000 | 125,730,000 |
| Equity capital | 56,109,000 | 55,193,000 | 53,922,000 | 51,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,257,000 | 12,456,000 | 18,492,000 | 24,435,000 |
| Interest expense | 656,000 | 1,283,000 | 1,877,000 | 2,436,000 |
| Net interest income | 5,601,000 | 11,173,000 | 16,615,000 | 21,999,000 |
| Noninterest income | 1,652,000 | 3,537,000 | 5,469,000 | 7,410,000 |
| Noninterest expense | 4,797,000 | 9,689,000 | 14,707,000 | 19,571,000 |
| Provision for loan losses | 0 | 0 | 187,000 | 559,000 |
| Pretax income | 3,008,000 | 5,573,000 | 7,742,000 | 9,831,000 |
| Income tax | 972,000 | 1,774,000 | 2,414,000 | 3,011,000 |
| Net income | 2,036,000 | 3,799,000 | 5,328,000 | 6,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,206,000 | 53,969,000 | 52,498,000 | 50,989,000 |
| Total capital | 60,493,000 | 59,394,000 | 57,947,000 | 56,653,000 |
| Risk-weighted assets | 420,807,000 | 432,053,000 | 433,943,000 | 451,267,000 |