Call reports 2011
BREMER BANK, NATIONAL ASSOCIATION — 2011
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 589,583,000 | 583,845,000 | 611,297,000 | 624,443,000 |
| Total loans | 410,299,000 | 412,493,000 | 411,188,000 | 407,484,000 |
| Allowance for loan losses | 8,656,000 | 8,585,000 | 7,699,000 | 6,941,000 |
| Securities available for sale | 102,669,000 | 103,176,000 | 99,487,000 | 90,039,000 |
| Securities held to maturity | 22,518,000 | 22,954,000 | 22,962,000 | 22,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,374,000 | 469,328,000 | 493,855,000 | 515,532,000 |
| Interest-bearing deposits | 395,648,000 | 387,512,000 | 398,281,000 | 412,452,000 |
| Noninterest-bearing deposits | 76,726,000 | 81,816,000 | 95,574,000 | 103,080,000 |
| Equity capital | 56,829,000 | 57,632,000 | 58,493,000 | 57,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,746,000 | 13,419,000 | 20,072,000 | 26,437,000 |
| Interest expense | 970,000 | 1,849,000 | 2,647,000 | 3,370,000 |
| Net interest income | 5,776,000 | 11,570,000 | 17,425,000 | 23,067,000 |
| Noninterest income | 1,530,000 | 2,979,000 | 4,387,000 | 5,591,000 |
| Noninterest expense | 4,468,000 | 8,853,000 | 13,297,000 | 17,885,000 |
| Provision for loan losses | 538,000 | 537,000 | 0 | -30,000 |
| Pretax income | 2,300,000 | 5,224,000 | 8,580,000 | 11,012,000 |
| Income tax | 672,000 | 1,593,000 | 2,675,000 | 3,391,000 |
| Net income | 1,628,000 | 3,631,000 | 5,905,000 | 7,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,177,000 | 56,179,000 | 56,453,000 | 56,169,000 |
| Total capital | 61,686,000 | 61,556,000 | 61,776,000 | 61,413,000 |
| Risk-weighted assets | 437,063,000 | 426,472,000 | 422,997,000 | 417,340,000 |