Call reports 2009
BREMER BANK, NATIONAL ASSOCIATION — 2009
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 617,926,000 | 621,360,000 | 602,313,000 | 616,577,000 |
| Total loans | 502,664,000 | 505,403,000 | 488,113,000 | 470,935,000 |
| Allowance for loan losses | 7,383,000 | 7,523,000 | 7,981,000 | 8,439,000 |
| Securities available for sale | 75,357,000 | 71,270,000 | 68,214,000 | 67,199,000 |
| Securities held to maturity | 21,465,000 | 21,168,000 | 20,474,000 | 21,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,010,000 | 472,478,000 | 482,469,000 | 490,589,000 |
| Interest-bearing deposits | 400,375,000 | 409,868,000 | 415,507,000 | 419,491,000 |
| Noninterest-bearing deposits | 63,635,000 | 62,610,000 | 66,962,000 | 71,098,000 |
| Equity capital | 51,276,000 | 52,048,000 | 54,072,000 | 57,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,094,000 | 16,237,000 | 24,386,000 | 32,149,000 |
| Interest expense | 2,275,000 | 4,451,000 | 6,410,000 | 8,175,000 |
| Net interest income | 5,819,000 | 11,786,000 | 17,976,000 | 23,974,000 |
| Noninterest income | 1,955,000 | 3,844,000 | 5,534,000 | 7,210,000 |
| Noninterest expense | 4,793,000 | 9,859,000 | 14,564,000 | 19,488,000 |
| Provision for loan losses | 1,862,000 | 3,325,000 | 4,587,000 | 6,739,000 |
| Pretax income | 1,395,000 | 2,722,000 | 4,635,000 | 5,233,000 |
| Income tax | 287,000 | 543,000 | 1,038,000 | 999,000 |
| Net income | 1,108,000 | 2,179,000 | 3,597,000 | 4,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,540,000 | 51,622,000 | 53,051,000 | 56,700,000 |
| Total capital | 57,143,000 | 58,209,000 | 59,430,000 | 62,916,000 |
| Risk-weighted assets | 527,016,000 | 525,531,000 | 508,222,000 | 494,500,000 |