Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 609,960,000 | 624,372,000 | 607,428,000 | 623,308,000 |
| Total loans | 483,695,000 | 495,598,000 | 490,509,000 | 503,586,000 |
| Allowance for loan losses | 5,964,000 | 5,856,000 | 6,314,000 | 6,989,000 |
| Securities available for sale | 78,752,000 | 73,208,000 | 71,586,000 | 70,710,000 |
| Securities held to maturity | 21,204,000 | 21,193,000 | 22,107,000 | 22,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,976,000 | 432,325,000 | 431,196,000 | 459,316,000 |
| Interest-bearing deposits | 367,957,000 | 367,107,000 | 365,237,000 | 388,018,000 |
| Noninterest-bearing deposits | 59,019,000 | 65,218,000 | 65,959,000 | 71,297,000 |
| Equity capital | 49,655,000 | 49,195,000 | 50,320,000 | 49,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,562,000 | 18,809,000 | 27,944,000 | 36,649,000 |
| Interest expense | 3,968,000 | 7,190,000 | 10,258,000 | 13,016,000 |
| Net interest income | 5,594,000 | 11,619,000 | 17,686,000 | 23,633,000 |
| Noninterest income | 1,495,000 | 3,157,000 | 4,662,000 | 6,138,000 |
| Noninterest expense | 4,289,000 | 8,635,000 | 13,010,000 | 17,345,000 |
| Provision for loan losses | 1,850,000 | 2,150,000 | 2,750,000 | 3,951,000 |
| Pretax income | 950,000 | 3,991,000 | 6,588,000 | 8,475,000 |
| Income tax | 123,000 | 1,089,000 | 1,696,000 | 2,174,000 |
| Net income | 827,000 | 2,902,000 | 4,892,000 | 6,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,428,000 | 49,015,000 | 49,517,000 | 49,420,000 |
| Total capital | 54,712,000 | 55,272,000 | 55,924,000 | 56,061,000 |
| Risk-weighted assets | 502,601,000 | 516,691,000 | 512,279,000 | 530,461,000 |