Call reports 2007
BREMER BANK, NATIONAL ASSOCIATION — 2007
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 555,609,000 | 587,143,000 | 595,577,000 | 601,136,000 |
| Total loans | 440,616,000 | 469,170,000 | 483,314,000 | 480,213,000 |
| Allowance for loan losses | 4,704,000 | 4,973,000 | 6,386,000 | 4,429,000 |
| Securities available for sale | 68,436,000 | 68,809,000 | 66,936,000 | 66,713,000 |
| Securities held to maturity | 21,505,000 | 21,648,000 | 22,013,000 | 22,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,780,000 | 408,315,000 | 416,052,000 | 431,884,000 |
| Interest-bearing deposits | 348,823,000 | 342,679,000 | 353,701,000 | 364,135,000 |
| Noninterest-bearing deposits | 58,957,000 | 65,635,000 | 62,351,000 | 67,749,000 |
| Equity capital | 46,242,000 | 46,947,000 | 47,941,000 | 49,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,693,000 | 19,859,000 | 30,401,000 | 40,647,000 |
| Interest expense | 4,427,000 | 9,113,000 | 14,076,000 | 18,820,000 |
| Net interest income | 5,266,000 | 10,746,000 | 16,325,000 | 21,827,000 |
| Noninterest income | 1,465,000 | 3,056,000 | 4,521,000 | 6,113,000 |
| Noninterest expense | 4,167,000 | 8,438,000 | 12,704,000 | 17,035,000 |
| Provision for loan losses | 345,000 | 690,000 | 2,336,000 | 3,095,000 |
| Pretax income | 2,219,000 | 4,674,000 | 5,806,000 | 8,177,000 |
| Income tax | 686,000 | 1,444,000 | 1,646,000 | 2,329,000 |
| Net income | 1,533,000 | 3,230,000 | 4,160,000 | 5,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,741,000 | 46,948,000 | 47,390,000 | 48,591,000 |
| Total capital | 50,810,000 | 52,286,000 | 53,619,000 | 53,421,000 |
| Risk-weighted assets | 462,902,000 | 487,534,000 | 497,817,000 | 499,992,000 |