Call reports 2006
BREMER BANK, NATIONAL ASSOCIATION — 2006
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 514,202,000 | 546,330,000 | 558,984,000 | 560,034,000 |
| Total loans | 404,352,000 | 429,893,000 | 443,685,000 | 439,935,000 |
| Allowance for loan losses | 4,672,000 | 4,828,000 | 4,484,000 | 4,405,000 |
| Securities available for sale | 64,625,000 | 64,695,000 | 63,136,000 | 67,762,000 |
| Securities held to maturity | 21,343,000 | 21,970,000 | 21,974,000 | 21,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,231,000 | 382,701,000 | 397,036,000 | 407,609,000 |
| Interest-bearing deposits | 310,965,000 | 318,797,000 | 327,598,000 | 339,258,000 |
| Noninterest-bearing deposits | 60,266,000 | 63,903,000 | 69,439,000 | 68,350,000 |
| Equity capital | 42,955,000 | 43,017,000 | 43,976,000 | 45,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,395,000 | 17,417,000 | 27,063,000 | 36,749,000 |
| Interest expense | 3,335,000 | 7,209,000 | 11,557,000 | 16,008,000 |
| Net interest income | 5,060,000 | 10,208,000 | 15,506,000 | 20,741,000 |
| Noninterest income | 1,186,000 | 2,542,000 | 3,943,000 | 5,424,000 |
| Noninterest expense | 3,821,000 | 7,744,000 | 11,741,000 | 15,973,000 |
| Provision for loan losses | 312,000 | 624,000 | 936,000 | 1,207,000 |
| Pretax income | 2,086,000 | 4,355,000 | 6,745,000 | 8,958,000 |
| Income tax | 698,000 | 1,453,000 | 2,227,000 | 2,846,000 |
| Net income | 1,388,000 | 2,902,000 | 4,518,000 | 6,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,897,000 | 43,548,000 | 43,676,000 | 44,781,000 |
| Total capital | 47,893,000 | 48,700,000 | 48,484,000 | 49,551,000 |
| Risk-weighted assets | 431,875,000 | 451,129,000 | 465,105,000 | 464,460,000 |