Call reports 2005
BREMER BANK, NATIONAL ASSOCIATION — 2005
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 516,051,000 | 530,804,000 | 535,607,000 | 525,999,000 |
| Total loans | 400,025,000 | 414,040,000 | 411,955,000 | 406,044,000 |
| Allowance for loan losses | 5,132,000 | 5,295,000 | 4,862,000 | 4,531,000 |
| Securities available for sale | 69,629,000 | 68,540,000 | 66,394,000 | 67,203,000 |
| Securities held to maturity | 21,612,000 | 22,118,000 | 22,122,000 | 22,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,308,000 | 351,506,000 | 364,405,000 | 382,638,000 |
| Interest-bearing deposits | 280,870,000 | 289,013,000 | 289,381,000 | 303,675,000 |
| Noninterest-bearing deposits | 62,438,000 | 62,492,000 | 75,024,000 | 78,963,000 |
| Equity capital | 38,190,000 | 40,189,000 | 41,531,000 | 42,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,029,000 | 14,770,000 | 22,919,000 | 31,353,000 |
| Interest expense | 2,210,000 | 4,898,000 | 7,860,000 | 11,036,000 |
| Net interest income | 4,819,000 | 9,872,000 | 15,059,000 | 20,317,000 |
| Noninterest income | 1,078,000 | 2,381,000 | 3,934,000 | 5,326,000 |
| Noninterest expense | 3,532,000 | 7,126,000 | 10,922,000 | 14,640,000 |
| Provision for loan losses | 270,000 | 540,000 | 157,000 | 101,000 |
| Pretax income | 2,095,000 | 4,587,000 | 7,914,000 | 10,902,000 |
| Income tax | 716,000 | 1,580,000 | 2,782,000 | 3,845,000 |
| Net income | 1,379,000 | 3,007,000 | 5,132,000 | 7,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,811,000 | 39,449,000 | 41,087,000 | 42,373,000 |
| Total capital | 43,003,000 | 44,859,000 | 46,217,000 | 47,228,000 |
| Risk-weighted assets | 415,181,000 | 432,627,000 | 436,283,000 | 435,876,000 |