Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 451,979,000 | 481,687,000 | 475,815,000 | 499,688,000 |
| Total loans | 357,730,000 | 380,005,000 | 382,760,000 | 387,058,000 |
| Allowance for loan losses | 4,906,000 | 5,168,000 | 5,366,000 | 4,946,000 |
| Securities available for sale | 52,888,000 | 50,942,000 | 48,557,000 | 61,756,000 |
| Securities held to maturity | 18,965,000 | 20,926,000 | 21,295,000 | 21,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,312,000 | 320,378,000 | 324,317,000 | 336,702,000 |
| Interest-bearing deposits | 250,363,000 | 255,296,000 | 260,171,000 | 267,315,000 |
| Noninterest-bearing deposits | 52,949,000 | 65,082,000 | 64,146,000 | 69,387,000 |
| Equity capital | 35,957,000 | 36,684,000 | 38,321,000 | 39,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,910,000 | 12,161,000 | 18,819,000 | 25,575,000 |
| Interest expense | 1,824,000 | 3,623,000 | 5,523,000 | 7,473,000 |
| Net interest income | 4,086,000 | 8,538,000 | 13,296,000 | 18,102,000 |
| Noninterest income | 1,093,000 | 2,418,000 | 3,638,000 | 4,877,000 |
| Noninterest expense | 3,208,000 | 6,564,000 | 9,887,000 | 13,248,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 780,000 |
| Pretax income | 1,893,000 | 4,044,000 | 6,433,000 | 9,147,000 |
| Income tax | 619,000 | 1,345,000 | 2,160,000 | 3,108,000 |
| Net income | 1,274,000 | 2,699,000 | 4,273,000 | 6,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,871,000 | 36,307,000 | 37,543,000 | 38,420,000 |
| Total capital | 39,462,000 | 41,195,000 | 42,459,000 | 43,408,000 |
| Risk-weighted assets | 366,992,000 | 390,758,000 | 392,851,000 | 398,835,000 |