Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 417,401,000 | 444,059,000 | 437,761,000 | 446,451,000 |
| Total loans | 334,125,000 | 349,725,000 | 347,914,000 | 348,445,000 |
| Allowance for loan losses | 5,180,000 | 5,304,000 | 5,273,000 | 4,884,000 |
| Securities available for sale | 36,970,000 | 44,498,000 | 43,943,000 | 49,138,000 |
| Securities held to maturity | 16,953,000 | 17,621,000 | 18,706,000 | 19,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,994,000 | 298,655,000 | 309,538,000 | 311,348,000 |
| Interest-bearing deposits | 266,591,000 | 268,654,000 | 280,520,000 | 280,684,000 |
| Noninterest-bearing deposits | 23,403,000 | 30,001,000 | 29,018,000 | 30,664,000 |
| Equity capital | 31,978,000 | 33,532,000 | 34,727,000 | 34,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,125,000 | 12,411,000 | 18,614,000 | 24,623,000 |
| Interest expense | 1,978,000 | 4,001,000 | 5,933,000 | 7,784,000 |
| Net interest income | 4,147,000 | 8,410,000 | 12,681,000 | 16,839,000 |
| Noninterest income | 1,383,000 | 2,948,000 | 4,248,000 | 5,372,000 |
| Noninterest expense | 3,297,000 | 6,878,000 | 10,176,000 | 13,302,000 |
| Provision for loan losses | 225,000 | 450,000 | 450,000 | 75,000 |
| Pretax income | 2,308,000 | 4,409,000 | 6,682,000 | 9,213,000 |
| Income tax | 771,000 | 1,467,000 | 2,225,000 | 3,084,000 |
| Net income | 1,537,000 | 2,942,000 | 4,457,000 | 6,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,700,000 | 32,117,000 | 33,643,000 | 33,985,000 |
| Total capital | 34,928,000 | 36,520,000 | 38,090,000 | 38,449,000 |
| Risk-weighted assets | 337,264,000 | 351,323,000 | 354,966,000 | 356,664,000 |