Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 396,621,000 | 410,072,000 | 422,354,000 | 422,666,000 |
| Total loans | 323,572,000 | 332,184,000 | 341,917,000 | 344,039,000 |
| Allowance for loan losses | 4,398,000 | 4,603,000 | 4,842,000 | 5,014,000 |
| Securities available for sale | 29,606,000 | 36,572,000 | 32,898,000 | 32,432,000 |
| Securities held to maturity | 18,921,000 | 19,209,000 | 18,956,000 | 17,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,919,000 | 284,832,000 | 289,038,000 | 292,607,000 |
| Interest-bearing deposits | 264,357,000 | 248,382,000 | 259,956,000 | 264,182,000 |
| Noninterest-bearing deposits | 22,562,000 | 36,450,000 | 29,083,000 | 28,425,000 |
| Equity capital | 29,992,000 | 31,230,000 | 32,529,000 | 32,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,789,000 | 13,515,000 | 20,312,000 | 26,943,000 |
| Interest expense | 2,318,000 | 4,484,000 | 6,644,000 | 8,759,000 |
| Net interest income | 4,471,000 | 9,031,000 | 13,668,000 | 18,184,000 |
| Noninterest income | 1,252,000 | 2,372,000 | 3,533,000 | 5,046,000 |
| Noninterest expense | 3,056,000 | 6,195,000 | 9,340,000 | 12,692,000 |
| Provision for loan losses | 307,000 | 615,000 | 923,000 | 1,230,000 |
| Pretax income | 2,379,000 | 4,612,000 | 6,957,000 | 9,327,000 |
| Income tax | 800,000 | 1,536,000 | 2,308,000 | 3,091,000 |
| Net income | 1,579,000 | 3,076,000 | 4,649,000 | 6,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,920,000 | 29,828,000 | 31,012,000 | 30,951,000 |
| Total capital | 32,835,000 | 33,829,000 | 35,123,000 | 35,070,000 |
| Risk-weighted assets | 312,563,000 | 319,176,000 | 328,150,000 | 328,629,000 |