Call reports 2001
BANK OF EVENING SHADE — 2001
What BANK OF EVENING SHADE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,750,000 | 14,673,000 | 14,326,000 | 14,364,000 |
| Total loans | 8,742,000 | 8,337,000 | 8,314,000 | 8,138,000 |
| Allowance for loan losses | 103,000 | 85,000 | 94,000 | 44,000 |
| Securities available for sale | 3,254,000 | 3,229,000 | 3,030,000 | 3,269,000 |
| Securities held to maturity | 177,000 | 247,000 | 237,000 | 238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,342,000 | 13,242,000 | 12,880,000 | 12,999,000 |
| Interest-bearing deposits | 12,475,000 | 12,293,000 | 12,023,000 | 12,006,000 |
| Noninterest-bearing deposits | 867,000 | 949,000 | 857,000 | 993,000 |
| Equity capital | 1,301,000 | 1,308,000 | 1,343,000 | 1,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 567,000 | 834,000 | 1,088,000 |
| Interest expense | 164,000 | 322,000 | 469,000 | 599,000 |
| Net interest income | 121,000 | 245,000 | 365,000 | 489,000 |
| Noninterest income | 33,000 | 63,000 | 94,000 | 122,000 |
| Noninterest expense | 116,000 | 254,000 | 384,000 | 514,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 33,000 | 45,000 | 62,000 | 79,000 |
| Income tax | 8,000 | 13,000 | 16,000 | 13,000 |
| Net income | 25,000 | 32,000 | 46,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,279,000 | 1,275,000 | 1,300,000 | 1,270,000 |
| Total capital | 1,382,000 | 1,360,000 | 1,394,000 | 1,314,000 |
| Risk-weighted assets | 8,594,000 | 8,386,000 | 8,571,000 | 8,335,000 |