Call reports 2016
STATE BANK OF TEXAS, THE — 2016
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,169,000 | 178,288,000 | 186,578,000 | 173,349,000 |
| Total loans | 94,823,000 | 86,204,000 | 94,948,000 | 84,590,000 |
| Allowance for loan losses | 652,000 | 652,000 | 651,000 | 651,000 |
| Securities available for sale | 236,000 | 206,000 | 191,000 | 182,000 |
| Securities held to maturity | 40,934,000 | 31,268,000 | 28,264,000 | 27,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,015,000 | 162,124,000 | 170,272,000 | 156,791,000 |
| Interest-bearing deposits | 102,403,000 | 111,901,000 | 112,130,000 | 112,532,000 |
| Noninterest-bearing deposits | 41,612,000 | 50,223,000 | 58,142,000 | 44,259,000 |
| Equity capital | 15,580,000 | 15,696,000 | 15,796,000 | 15,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,488,000 | 3,701,000 | 4,974,000 |
| Interest expense | 107,000 | 216,000 | 346,000 | 478,000 |
| Net interest income | 1,173,000 | 2,272,000 | 3,355,000 | 4,496,000 |
| Noninterest income | 55,000 | 148,000 | 220,000 | 298,000 |
| Noninterest expense | 973,000 | 1,988,000 | 2,990,000 | 4,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 432,000 | 585,000 | 743,000 |
| Income tax | 87,000 | 147,000 | 199,000 | 253,000 |
| Net income | 168,000 | 285,000 | 386,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,567,000 | 15,683,000 | 15,784,000 | 15,888,000 |
| Total capital | 16,219,000 | 16,335,000 | 16,435,000 | 16,539,000 |
| Risk-weighted assets | 76,269,000 | 76,195,000 | 72,638,000 | 68,084,000 |