Call reports 2014
STATE BANK OF TEXAS, THE — 2014
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,819,000 | 173,297,000 | 158,806,000 | 166,773,000 |
| Total loans | 77,533,000 | 81,292,000 | 83,838,000 | 89,513,000 |
| Allowance for loan losses | 652,000 | 652,000 | 652,000 | 652,000 |
| Securities available for sale | 372,000 | 341,000 | 324,000 | 307,000 |
| Securities held to maturity | 55,980,000 | 53,813,000 | 54,866,000 | 54,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,047,000 | 158,462,000 | 143,760,000 | 151,624,000 |
| Interest-bearing deposits | 106,291,000 | 103,104,000 | 103,266,000 | 104,838,000 |
| Noninterest-bearing deposits | 38,756,000 | 55,358,000 | 40,494,000 | 46,786,000 |
| Equity capital | 14,355,000 | 14,432,000 | 14,549,000 | 14,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,208,000 | 3,413,000 | 4,670,000 |
| Interest expense | 108,000 | 218,000 | 328,000 | 438,000 |
| Net interest income | 997,000 | 1,990,000 | 3,085,000 | 4,232,000 |
| Noninterest income | 82,000 | 165,000 | 238,000 | 314,000 |
| Noninterest expense | 939,000 | 1,896,000 | 2,885,000 | 3,953,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 259,000 | 438,000 | 593,000 |
| Income tax | 48,000 | 88,000 | 149,000 | 202,000 |
| Net income | 92,000 | 171,000 | 289,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,273,000 | 14,382,000 | 14,532,000 | 14,636,000 |
| Total capital | 14,925,000 | 15,034,000 | 15,184,000 | 15,288,000 |
| Risk-weighted assets | 64,460,000 | 69,336,000 | 65,327,000 | 69,352,000 |