Call reports 2012
STATE BANK OF TEXAS, THE — 2012
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,424,000 | 167,597,000 | 154,611,000 | 168,336,000 |
| Total loans | 72,018,000 | 70,718,000 | 73,120,000 | 73,523,000 |
| Allowance for loan losses | 656,000 | 656,000 | 655,000 | 656,000 |
| Securities available for sale | 547,000 | 510,000 | 481,000 | 465,000 |
| Securities held to maturity | 48,138,000 | 63,832,000 | 52,532,000 | 43,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,247,000 | 153,504,000 | 140,458,000 | 154,116,000 |
| Interest-bearing deposits | 106,421,000 | 118,919,000 | 104,011,000 | 105,486,000 |
| Noninterest-bearing deposits | 32,826,000 | 34,585,000 | 36,447,000 | 48,630,000 |
| Equity capital | 13,772,000 | 13,674,000 | 13,743,000 | 13,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,680,000 | 3,991,000 | 5,195,000 |
| Interest expense | 365,000 | 732,000 | 1,008,000 | 1,213,000 |
| Net interest income | 1,013,000 | 1,948,000 | 2,983,000 | 3,982,000 |
| Noninterest income | 49,000 | 182,000 | 276,000 | 389,000 |
| Noninterest expense | 1,304,000 | 2,468,000 | 3,527,000 | 4,586,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | -142,000 | -238,000 | -168,000 | -115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -142,000 | -238,000 | -168,000 | -115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,747,000 | 13,386,000 | 13,488,000 | 13,548,000 |
| Total capital | 14,403,000 | 14,042,000 | 14,143,000 | 14,204,000 |
| Risk-weighted assets | 68,223,000 | 69,162,000 | 66,205,000 | 68,726,000 |