Call reports 2011
STATE BANK OF TEXAS, THE — 2011
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,417,000 | 155,353,000 | 155,841,000 | 161,642,000 |
| Total loans | 80,951,000 | 74,779,000 | 77,557,000 | 74,977,000 |
| Allowance for loan losses | 891,000 | 813,000 | 813,000 | 813,000 |
| Securities available for sale | 1,342,000 | 1,317,000 | 607,000 | 583,000 |
| Securities held to maturity | 40,490,000 | 45,439,000 | 47,852,000 | 61,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,478,000 | 141,419,000 | 141,939,000 | 147,657,000 |
| Interest-bearing deposits | 113,453,000 | 111,387,000 | 108,665,000 | 114,548,000 |
| Noninterest-bearing deposits | 27,025,000 | 30,032,000 | 33,274,000 | 33,109,000 |
| Equity capital | 13,630,000 | 13,653,000 | 13,612,000 | 13,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,016,000 | 4,398,000 | 5,777,000 |
| Interest expense | 484,000 | 967,000 | 1,390,000 | 1,766,000 |
| Net interest income | 1,050,000 | 2,049,000 | 3,008,000 | 4,011,000 |
| Noninterest income | 148,000 | 277,000 | 423,000 | 606,000 |
| Noninterest expense | 1,142,000 | 2,251,000 | 3,406,000 | 4,565,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 44,000 | 63,000 | 58,000 | 85,000 |
| Income tax | 15,000 | 20,000 | 20,000 | 29,000 |
| Net income | 29,000 | 43,000 | 38,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,570,000 | 13,583,000 | 13,578,000 | 13,596,000 |
| Total capital | 14,461,000 | 14,396,000 | 14,391,000 | 14,409,000 |
| Risk-weighted assets | 76,127,000 | 75,078,000 | 72,806,000 | 69,780,000 |