Call reports 2010
STATE BANK OF TEXAS, THE — 2010
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,059,000 | 151,312,000 | 150,903,000 | 151,991,000 |
| Total loans | 84,720,000 | 94,936,000 | 89,252,000 | 86,273,000 |
| Allowance for loan losses | 714,000 | 794,000 | 723,000 | 876,000 |
| Securities available for sale | 1,523,000 | 1,481,000 | 1,407,000 | 1,376,000 |
| Securities held to maturity | 31,903,000 | 23,949,000 | 31,147,000 | 43,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,791,000 | 139,115,000 | 136,720,000 | 138,103,000 |
| Interest-bearing deposits | 125,650,000 | 110,573,000 | 108,602,000 | 108,089,000 |
| Noninterest-bearing deposits | 26,141,000 | 28,542,000 | 28,118,000 | 30,014,000 |
| Equity capital | 11,794,000 | 11,828,000 | 13,832,000 | 13,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,459,000 | 5,193,000 | 6,861,000 |
| Interest expense | 548,000 | 1,091,000 | 1,633,000 | 2,140,000 |
| Net interest income | 1,227,000 | 2,368,000 | 3,560,000 | 4,721,000 |
| Noninterest income | 113,000 | 236,000 | 357,000 | 425,000 |
| Noninterest expense | 1,109,000 | 2,258,000 | 3,481,000 | 4,920,000 |
| Provision for loan losses | 36,000 | 116,000 | 168,000 | 341,000 |
| Pretax income | 195,000 | 230,000 | 268,000 | -115,000 |
| Income tax | 66,000 | 77,000 | 91,000 | 0 |
| Net income | 129,000 | 153,000 | 177,000 | -115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,752,000 | 11,776,000 | 13,784,000 | 13,492,000 |
| Total capital | 12,466,000 | 12,570,000 | 14,507,000 | 14,368,000 |
| Risk-weighted assets | 86,189,000 | 86,507,000 | 82,208,000 | 78,615,000 |