Call reports 2001
STATE BANK OF TEXAS, THE — 2001
What STATE BANK OF TEXAS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,674,000 | 86,205,000 | 86,960,000 | 84,649,000 |
| Total loans | 48,662,000 | 49,186,000 | 47,778,000 | 46,294,000 |
| Allowance for loan losses | 362,000 | 402,000 | 426,000 | 425,000 |
| Securities available for sale | 11,987,000 | 12,857,000 | 12,008,000 | 12,035,000 |
| Securities held to maturity | 12,851,000 | 14,369,000 | 16,585,000 | 14,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,230,000 | 79,569,000 | 80,127,000 | 77,661,000 |
| Interest-bearing deposits | 59,406,000 | 59,633,000 | 58,458,000 | 57,018,000 |
| Noninterest-bearing deposits | 17,824,000 | 19,936,000 | 21,669,000 | 20,643,000 |
| Equity capital | 6,235,000 | 6,437,000 | 6,619,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,233,000 | 4,778,000 | 6,220,000 |
| Interest expense | 803,000 | 1,555,000 | 2,230,000 | 2,841,000 |
| Net interest income | 821,000 | 1,678,000 | 2,548,000 | 3,379,000 |
| Noninterest income | 129,000 | 246,000 | 358,000 | 470,000 |
| Noninterest expense | 699,000 | 1,400,000 | 2,173,000 | 2,952,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 124,000 |
| Pretax income | 212,000 | 446,000 | 616,000 | 773,000 |
| Income tax | 72,000 | 152,000 | 210,000 | 263,000 |
| Net income | 140,000 | 294,000 | 406,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,302,000 | 6,455,000 | 6,568,000 | 6,673,000 |
| Total capital | 6,664,000 | 6,857,000 | 6,994,000 | 7,098,000 |
| Risk-weighted assets | 45,548,000 | 46,037,000 | 44,475,000 | 43,961,000 |