Call reports 2017
FNBC BANK AND TRUST — 2017
What FNBC BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 541,292,000 | 541,342,000 | 525,236,000 | 519,216,000 |
| Total loans | 293,991,000 | 296,729,000 | 301,275,000 | 302,383,000 |
| Allowance for loan losses | 3,030,000 | 3,021,000 | 3,028,000 | 3,025,000 |
| Securities available for sale | 167,037,000 | 167,198,000 | 163,694,000 | 168,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,118,000 | 487,233,000 | 470,335,000 | 465,443,000 |
| Interest-bearing deposits | 319,137,000 | 318,867,000 | 308,028,000 | 300,246,000 |
| Noninterest-bearing deposits | 168,981,000 | 168,366,000 | 162,307,000 | 165,197,000 |
| Equity capital | 51,314,000 | 51,984,000 | 52,660,000 | 51,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,033,000 | 8,181,000 | 12,450,000 | 16,727,000 |
| Interest expense | 100,000 | 217,000 | 334,000 | 445,000 |
| Net interest income | 3,933,000 | 7,964,000 | 12,116,000 | 16,282,000 |
| Noninterest income | 1,467,000 | 2,933,000 | 4,251,000 | 5,475,000 |
| Noninterest expense | 3,955,000 | 7,971,000 | 11,920,000 | 15,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 160,000 |
| Pretax income | 1,445,000 | 2,926,000 | 4,447,000 | 5,783,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 1,433,000 | 2,902,000 | 4,411,000 | 5,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,907,000 | 50,376,000 | 50,885,000 | 51,199,000 |
| Total capital | 52,937,000 | 53,397,000 | 53,913,000 | 54,224,000 |
| Risk-weighted assets | 304,592,000 | 309,490,000 | 312,226,000 | 315,468,000 |