Call reports 2009
LANDMARK BANK OF FLORIDA — 2009
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 364,721,000 | 357,125,000 | 342,708,000 | 329,563,000 |
| Total loans | 288,373,000 | 283,308,000 | 280,895,000 | 272,417,000 |
| Allowance for loan losses | 4,698,000 | 10,465,000 | 9,318,000 | 6,758,000 |
| Securities available for sale | 26,140,000 | 46,066,000 | 39,034,000 | 32,273,000 |
| Securities held to maturity | 25,523,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,576,000 | 298,054,000 | 292,601,000 | 282,019,000 |
| Interest-bearing deposits | 275,400,000 | 272,918,000 | 267,181,000 | 254,762,000 |
| Noninterest-bearing deposits | 25,176,000 | 25,136,000 | 25,420,000 | 27,257,000 |
| Equity capital | 25,318,000 | 15,645,000 | 16,007,000 | 15,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,594,000 | 8,944,000 | 13,017,000 | 16,826,000 |
| Interest expense | 2,265,000 | 4,302,000 | 6,138,000 | 7,722,000 |
| Net interest income | 2,329,000 | 4,642,000 | 6,879,000 | 9,104,000 |
| Noninterest income | 188,000 | 399,000 | 615,000 | 842,000 |
| Noninterest expense | 2,301,000 | 4,574,000 | 7,400,000 | 10,172,000 |
| Provision for loan losses | 1,515,000 | 11,027,000 | 11,337,000 | 11,379,000 |
| Pretax income | -1,024,000 | -10,089,000 | -10,457,000 | -10,811,000 |
| Income tax | -385,000 | -699,000 | -699,000 | -699,000 |
| Net income | -639,000 | -9,390,000 | -9,758,000 | -10,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,687,000 | 14,593,000 | 14,305,000 | 14,956,000 |
| Total capital | 31,453,000 | 21,283,000 | 20,995,000 | 21,516,000 |
| Risk-weighted assets | 300,331,000 | 288,401,000 | 289,598,000 | 281,747,000 |