Call reports 2008
LANDMARK BANK OF FLORIDA — 2008
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 327,906,000 | 335,658,000 | 354,083,000 | 362,356,000 |
| Total loans | 254,784,000 | 262,822,000 | 276,320,000 | 278,622,000 |
| Allowance for loan losses | 4,101,000 | 4,123,000 | 4,688,000 | 4,029,000 |
| Securities available for sale | 27,748,000 | 26,769,000 | 26,235,000 | 32,033,000 |
| Securities held to maturity | 25,562,000 | 25,552,000 | 25,543,000 | 25,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,210,000 | 265,416,000 | 285,653,000 | 294,268,000 |
| Interest-bearing deposits | 234,295,000 | 241,006,000 | 261,376,000 | 272,257,000 |
| Noninterest-bearing deposits | 25,915,000 | 24,410,000 | 24,277,000 | 22,011,000 |
| Equity capital | 24,391,000 | 23,674,000 | 24,108,000 | 25,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 9,983,000 | 15,002,000 | 19,759,000 |
| Interest expense | 2,672,000 | 5,193,000 | 7,702,000 | 10,243,000 |
| Net interest income | 2,381,000 | 4,790,000 | 7,300,000 | 9,516,000 |
| Noninterest income | 197,000 | 407,000 | 583,000 | 816,000 |
| Noninterest expense | 2,268,000 | 4,478,000 | 6,708,000 | 8,989,000 |
| Provision for loan losses | 708,000 | 1,330,000 | 2,489,000 | 3,137,000 |
| Pretax income | -392,000 | -596,000 | -1,299,000 | -1,740,000 |
| Income tax | -235,000 | -219,000 | -457,000 | -1,012,000 |
| Net income | -157,000 | -377,000 | -842,000 | -728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,974,000 | 23,756,000 | 24,057,000 | 25,171,000 |
| Total capital | 30,361,000 | 30,233,000 | 30,661,000 | 31,857,000 |
| Risk-weighted assets | 269,461,000 | 276,746,000 | 289,300,000 | 293,788,000 |