Call reports 2007
LANDMARK BANK OF FLORIDA — 2007
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 303,952,000 | 309,840,000 | 308,415,000 | 313,165,000 |
| Total loans | 240,826,000 | 236,111,000 | 237,085,000 | 241,600,000 |
| Allowance for loan losses | 2,653,000 | 2,653,000 | 2,678,000 | 3,456,000 |
| Securities available for sale | 20,472,000 | 20,280,000 | 29,665,000 | 28,159,000 |
| Securities held to maturity | 22,695,000 | 25,590,000 | 25,581,000 | 25,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,368,000 | 252,476,000 | 246,563,000 | 249,672,000 |
| Interest-bearing deposits | 222,469,000 | 223,724,000 | 220,031,000 | 222,902,000 |
| Noninterest-bearing deposits | 29,899,000 | 28,752,000 | 26,532,000 | 26,770,000 |
| Equity capital | 23,508,000 | 23,799,000 | 24,420,000 | 24,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,192,000 | 10,537,000 | 16,007,000 | 21,332,000 |
| Interest expense | 2,778,000 | 5,632,000 | 8,635,000 | 11,511,000 |
| Net interest income | 2,414,000 | 4,905,000 | 7,372,000 | 9,821,000 |
| Noninterest income | 223,000 | 423,000 | 646,000 | 851,000 |
| Noninterest expense | 1,852,000 | 3,800,000 | 5,747,000 | 7,723,000 |
| Provision for loan losses | 141,000 | 141,000 | 217,000 | 1,204,000 |
| Pretax income | 644,000 | 1,387,000 | 2,054,000 | 1,747,000 |
| Income tax | 148,000 | 343,000 | 526,000 | 416,000 |
| Net income | 496,000 | 1,044,000 | 1,528,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,729,000 | 24,188,000 | 24,581,000 | 24,302,000 |
| Total capital | 29,382,000 | 29,841,000 | 30,259,000 | 30,523,000 |
| Risk-weighted assets | 263,373,000 | 256,337,000 | 253,962,000 | 256,690,000 |