Call reports 2006
LANDMARK BANK OF FLORIDA — 2006
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 264,416,000 | 277,303,000 | 277,363,000 | 295,861,000 |
| Total loans | 200,447,000 | 211,648,000 | 214,316,000 | 230,054,000 |
| Allowance for loan losses | 2,209,000 | 2,332,000 | 2,375,000 | 2,513,000 |
| Securities available for sale | 19,862,000 | 20,622,000 | 22,007,000 | 21,299,000 |
| Securities held to maturity | 15,116,000 | 16,968,000 | 21,603,000 | 22,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,027,000 | 228,539,000 | 228,909,000 | 248,089,000 |
| Interest-bearing deposits | 178,976,000 | 198,334,000 | 199,959,000 | 216,625,000 |
| Noninterest-bearing deposits | 38,051,000 | 30,204,000 | 28,950,000 | 31,464,000 |
| Equity capital | 21,390,000 | 21,819,000 | 22,742,000 | 23,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,034,000 | 8,505,000 | 13,407,000 | 18,385,000 |
| Interest expense | 1,655,000 | 3,690,000 | 6,099,000 | 8,395,000 |
| Net interest income | 2,379,000 | 4,815,000 | 7,308,000 | 9,990,000 |
| Noninterest income | 152,000 | 338,000 | 514,000 | 690,000 |
| Noninterest expense | 1,631,000 | 3,256,000 | 4,951,000 | 6,643,000 |
| Provision for loan losses | 93,000 | 216,000 | 259,000 | 763,000 |
| Pretax income | 807,000 | 1,681,000 | 2,612,000 | 3,274,000 |
| Income tax | 252,000 | 516,000 | 798,000 | 971,000 |
| Net income | 555,000 | 1,165,000 | 1,814,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,821,000 | 22,430,000 | 23,080,000 | 23,321,000 |
| Total capital | 27,030,000 | 27,762,000 | 28,455,000 | 28,834,000 |
| Risk-weighted assets | 223,049,000 | 229,168,000 | 239,231,000 | 256,001,000 |