Call reports 2005
LANDMARK BANK OF FLORIDA — 2005
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 199,790,000 | 219,416,000 | 226,750,000 | 234,135,000 |
| Total loans | 148,572,000 | 167,385,000 | 174,633,000 | 192,056,000 |
| Allowance for loan losses | 1,641,000 | 1,848,000 | 1,929,000 | 2,116,000 |
| Securities available for sale | 24,530,000 | 22,777,000 | 21,170,000 | 19,753,000 |
| Securities held to maturity | 4,811,000 | 7,340,000 | 11,718,000 | 13,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,722,000 | 188,984,000 | 198,015,000 | 199,755,000 |
| Interest-bearing deposits | 140,344,000 | 161,185,000 | 167,686,000 | 168,676,000 |
| Noninterest-bearing deposits | 29,378,000 | 27,799,000 | 30,329,000 | 31,079,000 |
| Equity capital | 14,187,000 | 14,847,000 | 15,403,000 | 15,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,558,000 | 8,960,000 | 12,638,000 |
| Interest expense | 775,000 | 1,713,000 | 2,844,000 | 4,170,000 |
| Net interest income | 1,781,000 | 3,845,000 | 6,116,000 | 8,468,000 |
| Noninterest income | 124,000 | 257,000 | 411,000 | 570,000 |
| Noninterest expense | 1,169,000 | 2,415,000 | 3,766,000 | 5,293,000 |
| Provision for loan losses | 193,000 | 403,000 | 481,000 | 678,000 |
| Pretax income | 543,000 | 1,299,000 | 2,295,000 | 3,082,000 |
| Income tax | 192,000 | 456,000 | 802,000 | 991,000 |
| Net income | 351,000 | 843,000 | 1,493,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,506,000 | 14,998,000 | 15,646,000 | 16,265,000 |
| Total capital | 19,147,000 | 19,846,000 | 20,575,000 | 21,381,000 |
| Risk-weighted assets | 165,652,000 | 186,717,000 | 191,676,000 | 205,612,000 |