Call reports 2004
LANDMARK BANK OF FLORIDA — 2004
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 143,218,000 | 151,915,000 | 167,164,000 | 167,189,000 |
| Total loans | 99,330,000 | 108,186,000 | 121,221,000 | 130,654,000 |
| Allowance for loan losses | 1,095,000 | 1,193,000 | 1,341,000 | 1,448,000 |
| Securities available for sale | 22,884,000 | 22,958,000 | 21,932,000 | 22,534,000 |
| Securities held to maturity | 0 | 0 | 663,000 | 3,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,446,000 | 135,395,000 | 147,329,000 | 140,078,000 |
| Interest-bearing deposits | 112,770,000 | 119,752,000 | 128,184,000 | 120,088,000 |
| Noninterest-bearing deposits | 14,676,000 | 15,643,000 | 19,145,000 | 19,990,000 |
| Equity capital | 9,641,000 | 9,411,000 | 12,857,000 | 13,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,355,000 | 5,324,000 | 7,554,000 |
| Interest expense | 502,000 | 1,018,000 | 1,607,000 | 2,245,000 |
| Net interest income | 1,125,000 | 2,337,000 | 3,717,000 | 5,309,000 |
| Noninterest income | 96,000 | 196,000 | 304,000 | 426,000 |
| Noninterest expense | 891,000 | 1,831,000 | 2,777,000 | 3,874,000 |
| Provision for loan losses | 57,000 | 155,000 | 304,000 | 410,000 |
| Pretax income | 273,000 | 547,000 | 940,000 | 1,451,000 |
| Income tax | 98,000 | 207,000 | 355,000 | 542,000 |
| Net income | 175,000 | 340,000 | 585,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,541,000 | 9,706,000 | 12,862,000 | 13,482,000 |
| Total capital | 10,636,000 | 10,899,000 | 14,203,000 | 17,930,000 |
| Risk-weighted assets | 112,393,000 | 120,124,000 | 136,022,000 | 141,732,000 |